Define Your Coastal Lifestyle

Bay and Reef Company brings the Florida Keys to life, offering an inviting gateway to the authentic coastal lifestyle. Through unforgettable adventures with Bay and Reef, empowering experiences on the water with She’s at Sea, and unique property opportunities with Elizabeth Jolin Real Estate, we help clients explore, grow, and establish their place in the Keys. Together, these services create a seamless connection to the water and the outdoors, blending exploration, personal transformation, and coastal living into one unforgettable journey.

Two people holding lobsters on a dock, with a boat in the background and several lobsters on a towel.


Embark on unforgettable adventures with Bay and Reef Company, where life revolves around the sea. Whether it’s fishing, snorkeling, eco-tours, or family day trips, we specialize in creating coastal experiences that are nothing short of extraordinary.

Person on a boat wearing a pink shirt and white cap, lowering an anchor into the water.


We inspire women and girls to take the helm with confidence, navigating the waters with skill and independence. Through interactive boat handling classes, engaging summer camps, and family-focused programs, we transform passengers into capable captains.

Aerial view of a waterfront property with a swimming pool and docked boats, surrounded by other houses and lush greenery along a canal.


Discover coastal living from a unique vantage point with Elizabeth Jolin Real Esate, where real estate expertise is paired with a captain's perspective. As both a licensed real estate agent and a chartered captain, Elizabeth offers an unparalleled experience, showcasing dream properties from both land and sea.

Start your at Sea Adventure Today